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USSD based Mobile Payments through Ncell


USSD is known as a short message service, which is sent directly from a sender’s mobile device to a  service provider company. Recently developed USSD payment platform by Podamibe Nepal, which has a great facility for mobile transactions. It integrates with Ncell and allows customers/users to purchase the Merolagani Data Analytics Services by sending code. Currently, we have implemented this system in

How does the USSD Application work?

  1. A mobile user initiates the service by sending the code defined by the service provider and sends it to the service provider. For example, *17174*s12# where the s12 is USSD string/code of Merolagani Data Analytics Service. Note: Contact Podamibe Nepal for more details regarding its string formats.
  2. The application receives the service request from the user and verifies the mobile user’s current account balance.
  3. If the mobile user’s current balance is enough, then the application responds and allows access to requested services.
  4. If the mobile user’s current balance is not sufficient, then the application asks to top up her/his account and ends the session.
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